Skip to main content
U.S. flag

An official website of the United States government

Financial Literacy

Financial literacy is the ability to find, evaluate, and use financial information to make decisions about personal finances. Everyone needs financial literacy skills to get the most out of their money. 

Whether you’re looking to teach financial literacy skills or boost your own financial literacy, these resources can help. Learn more about how to use the resources on this page.

Why Teach Financial Literacy Skills?

Financial literacy empowers people to work toward their financial goals and contribute to the local economy. Financial literacy skills can help people: 

  • Plan and save for long-term goals, like buying a home
  • Avoid scams and financial fraud
  • Start a small business 
  • Compare costs before making a purchase 
  • Use bank accounts and credit or debit cards
  • Research student loans and other financial aid options

By teaching financial literacy skills, you can give everyone the skills they need to make informed decisions about money — and support your community’s financial well-being.

Ready-to-use Teaching Tools

Planning a lesson or program on financial literacy? Check out our Teaching Information Literacy Skills toolkit. You'll find interactive lesson plans and worksheets that you can use to teach financial literacy and other information literacy skills in your community, in your classroom, or at home. Explore the toolkit.

Explore More Financial Literacy Resources

Financial Literacy Basics

Looking for a basic introduction to financial literacy? These resources are a great place to start.

A father and son put coins in a small, pink piggy bank.

Consumer Resource Center

Consumer Resource Center

Created by the Federal Deposit Insurance Corporation (FDIC)
Resources to educate and protect consumers and connect people with financial resources in their communities

#GetBanked

Created by the Federal Deposit Insurance Corporation (FDIC)
Campaign that teaches consumers how to open a bank account online 

A young Black woman wearing a light green hair wrap points to a series of 8 infographics taped to the wall.

Financial Literacy and Education Resource Center

Financial Literacy and Education Resource Center

Created by the National Credit Union Administration (NCUA)
Tools and resources to help consumers make smarter financial decisions

Two older white men, one with his arm over the other's shoulder, smile while wearing Veteran hats.

Financial literacy Resources for Veterans

Financial literacy Resources for Veterans

Created by the Veterans Benefits Administration (VBA)
Resources to help Veterans and their families manage, secure, and protect their financial well-being

Lessons

Use these lessons to teach key financial literacy skills.

man sits on a couch using a laptop with the Money Smart image open in the browser window

Money Smart Financial Education Program

Money Smart Financial Education Program

Created by the Federal Deposit Insurance Corporation (FDIC)
An award-winning education program that helps people of all ages build key financial skills 

A husband and wife review a laptop screen between them while they sit at a kitchen island.

MyMoney.gov

MyMoney.gov

Created by the Financial Literacy Education Commission (FLEC) 
Lesson plans, games, and other resources designed to boost consumers’ financial literacy

A woman with dark curly hair shows her father something on a laptop screen while sitting at a table.

Teaching Skills that Matter: Financial Literacy

Teaching Skills that Matter: Financial Literacy

Created by the U.S. Department of Education (ED)
Financial literacy lesson plan for adult learners

Games and Interactive Activities 

Make financial literacy fun with these games and activities.

A woman with dark hair and glasses sits at a table reviewing documents and using a calculator.

How Money Smart Are You?

How Money Smart Are You?

Created by the Federal Deposit Insurance Corporation (FDIC)
Interactive games and other resources based on FDIC’s Money Smart education program

A young boy with light skin and short dark hair plays a game on his tablet in a blanket fort.

World of Cents Game

World of Cents Game

Created by the National Credit Union Administration (NCUA)
Interactive game for kids ages 5 and up, designed to teach the value of money and basic math skills

Research and Data

Explore research on topics related to financial literacy.

A dark blue map of the United States.

2023 National Survey of Unbanked and Underbanked Households

2023 National Survey of Unbanked and Underbanked Households

Created by the Federal Deposit Insurance Corporation (FDIC)
National survey on financial habits like bank account ownership, use of prepaid cards, use of check cashing and money transfer services, and more

A Black couple sits on their couch and reviews information on their computer and reference notes on the table in front of them.

Financial Capability in the United States Report

Financial Capability in the United States Report

Created by the FINRA Investor Education Foundation
Report with data on key components of financial capability that help make the case for financial literacy education

Financial Literacy in the Real World

Find out how libraries, museums, and educational institutions across the country are advancing financial literacy. 

A young woman and man sit at a table and review their joint finances on their laptop screen.

Money Smart Newsletter: Success Stories

Money Smart Newsletter: Success Stories

Created by the Federal Deposit Insurance Corporation (FDIC)
Learn about Friends Against Fraud, a workshop created by the Elder Justice Committee at the Guilford County Family Justice Center in North Carolina

An older white woman wearing glasses writes in a notebook.

Financial Education Evaluation Toolkit

Financial Education Evaluation Toolkit

Created by the National Endowment for Financial Education (NEFE)
Toolkit for designing and implementing simple, effective evaluations to demonstrate the impact of financial education lessons and programs